The benefits of businesses using Avvance is that they get paid in full, upfront. We pay businesses the full transaction amount within 48 hours and collect monthly payments directly from customers. We give customers buying power to make more purchases for new and repeat business. The business pays a fee for each customer loan. There are no subscription fees. We don't charge monthly fees and enrolling is free.
Grow your business with U.S. Bank Avvance®.
Fill out the form and our team will reach out to discuss how to offer point-of-sale financing to your customers.
The customer-first financing option.
Your customers expect flexible payment options to help them budget for large purchases:
- Loan options from $300 - $25,000.
- Repayment terms from 3 to 60 months.
- A fast, secure mobile-friendly application process.
- Customer repayment and servicing through the award-winning U.S. Bank mobile app.
U.S. Bank Avvance for Home Improvement and Healthcare.
Help your customers unlock spending power.
Put your pre-approval link and mobile code wherever your customers find your business. You get a lead notification each time a customer is pre-approved with U.S. Bank Avvance.
The benefits are clear with U.S. Bank Avvance.
Seamless for businesses
Put the option to finance wherever customers pay for services. Sign up is quick, and there's no subscription or fees to enroll.
Easy for customers
Customers get buying power when they use pre-approval. An application only takes 1-2 minutes from their mobile phone.
Built by U.S. Bank
Peace of mind with a lending product from an ethical and trustworthy financial institution. Consumer repayment and servicing through U.S. Bank.
Marketing materials to promote point-of-sale financing at your business.
- Web and digital marketing tools
- Social media posts and assets
- Strategies and collateral to advertise in-field
- In-store signage and graphics
More about us.
We're building payment products that help businesses and customers achieve their individual goals each and every day.
Grow your business with U.S. Bank Avvance®.
Fill out the form and our team will reach out to discuss how to offer point-of-sale financing to your customers.
Frequently asked questions
Today, Avvance is offered as a standalone service through our dedicated web app, through integrated business software platforms, and through Converge for existing Elavon customers. Soon, it will be available through other payment platforms, as well as via custom e-commerce integrations.
There are no reoccurring fees and no cost to enroll. A small fee (referred to as the Merchant Discount Rate (MDR)) is applied to each Avvance loan that is processed and will be displayed on your regular monthly statement.
More detailed pricing available for review in our enrollment page. You can review pricing prior to signing up.
After enrolling, you'll get access to the Avvance Merchant Portal, where you'll be able to initiate invoices and payment requests to your customers so they can apply for Avvance. If you enrolled through an integrated software platform or gateway, it can take up to 24 hours for Avvance to become available.